Jama-kharch and baki for every small business

Your whole business hishob, in your pocket.

Daily jama and kharch, who owes you how much, and polite WhatsApp reminders to collect it. Built for e-Seva Kendras, bank customer service points, shops and every business that wants a clear hishob, not a heavy ERP.

  • Marathi first
  • Works on any phone
  • WhatsApp reminders
  • No ERP training needed
Hishob dashboard
Hishob dashboard on mobile

The problem

Small businesses lose money in notebooks and memory, not in work

01

Baki is forgotten

Customers promise to pay later. By month end nobody remembers who owes what, and the notebook pages are full.

02

Cash never tallies

Cash, UPI and pending amounts are mixed. Closing the day takes an hour and still does not match.

03

Staff work blind

When staff take entries, the owner cannot see what was done, by whom, or on which device.

04

No picture of profit

How much came in, how much went out, what earns the most? The answers are buried in registers.

Product capabilities

Built for how small businesses really work.

e-Seva Kendras, bank customer service points, shops and service centres all check the same three things every day.

Counter

Fast entries at the counter

Staff record a sale or a service in seconds, in Marathi, on any phone or computer.

  • Rate list with default prices
  • Cash, UPI or baki on the same receipt
  • Receipt numbers created automatically
Fast entries at the counter
Fast entries at the counter on mobile

Collections

Collect baki without awkward calls

The baki list tells you who owes what and since when, and sends the reminder for you.

  • Oldest dues on top
  • WhatsApp reminder in one tap
  • Promise dates and part payments
Collect baki without awkward calls
Collect baki without awkward calls on mobile

Owner view

Know your income every evening

One dashboard shows today's jama, this month's total, baki and every staff member's work.

  • Cash and UPI tally
  • Branch and staff wise
  • Monthly report by email
Know your income every evening

Zero maintenance

Backups, security updates and uptime are handled by the DHRUVIX team. You just run your business.

Hosting

Secure servers in Mumbai, India

Availability

Cloud hosted, monitored around the clock

Updates

New features without reinstalling anything

Data security

Daily backups, SSL and role based access

Support

Phone and WhatsApp in Marathi, Hindi, English

Start with a free demo

Your data is yours

Export everything to Excel at any time. No lock-in.

Safe on any phone

Device approval and PINs keep your account private.

Backed up daily

Hosted in India with daily backups and SSL.

Pricing

Simple, honest plans

Start with a free trial. We help you pick the right plan on the demo call.

Basic

For a single shop or kendra

₹299/ month

  • 2 users, 2 devices
  • 1 branch
  • Up to 1,000 customers
  • Entries, baki and cash
  • WhatsApp reminders
Book a demo
Most popular

Smart

For growing businesses

₹499/ month

  • 4 users, 4 devices
  • 2 branches
  • Unlimited customers
  • Reports and Excel import
  • Email reports
Book a demo

Pro

For multi-branch owners

₹999/ month

  • Unlimited users and devices
  • Unlimited branches
  • Everything in Smart
  • Remove Hishob branding
Book a demo

Prices in INR. Taxes as applicable. Yearly plans on request.

FAQ

Questions owners ask

No. Any business that wants to track jama, kharch and baki can use it: e-Seva Kendras, CSCs, bank customer service points, shops, repair centres, tuition classes and more.

No. If you can keep a notebook, you can use Hishob. There are no ledgers or journal entries to learn.

Yes, on devices you approve. Each staff member has their own PIN.

Yes. The Smart and Pro plans import existing Excel records.

Yes. Hishob is Marathi first and also works in English.

Hishob is light and works well on mobile data.

Start your transformation

See how Hishob fits your business.

A free 30 minute demo call. We set up your rate list and show you a full day in Hishob.

  • Your rate list loaded for you
  • Training for your staff
  • Support in Marathi
Free 30-minute demo

No obligation. We call within one working day.